Mortgage Advice & Tips Mortgage Advice   2:15PM CST Car guzzling gas? Try a different vehicle. Bankrate readers address the gas-price hikes by swapping vehicles. Should man prepay mortgage, or car loan?. Deciding which of two loans to pay down first is tricky business, says Dr. Don Taylor. Taxes on cash settlements. Cash settlement from a broken 99-year lease can offset the cost of a vacation home, says CPA George Saenz. Drive smarter to save gas. Bankrate readers show how they are reducing their need for gas by driving in the most efficient manner. Risks of a short sale. If the lender doesn't agree to a short sale, you could be in for a hassle, says the Bankruptcy Adviser.

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